Terms and Conditions of Service
These Terms and Conditions govern the use of arukvaronjian’s website and subscription-based financial planning service. By accessing or using our services, you agree to comply with these terms.
August 23, 2025
Acceptance of Terms
By using arukvaronjian’s website or subscribing to our financial planning service, you confirm you have read, understood, and agree to these Terms and Conditions. If you do not agree, please do not use our service.
Definitions
These definitions clarify key terms regarding our services and your use of this website.
'Service' means our subscription-based financial planning offering provided through arukvaronjian.com.
'User' refers to anyone accessing, browsing, or subscribing to arukvaronjian’s service.
'Advisor' means the authorised financial planning professional assigned to a client.
'Content' refers to all materials, guides, or communications provided by arukvaronjian.
Using Our Service
Our service offers ongoing financial planning consultations via a monthly subscription. All advice is general in nature and tailored to your circumstances through direct consultation.
Eligibility
You must be at least 18 years old and legally able to enter contracts under Australian law to use our service.
Service not available to minors.
User Responsibilities
Users must provide accurate information and comply with these terms when using our service.
Prohibited Uses
You may not use the service for any unlawful or prohibited purpose.
Intellectual Property Rights
All content, branding, and materials on the arukvaronjian website are owned by arukvaronjian or its licensors. You may not reproduce, distribute, or use these materials without permission.
User Content
Any content you submit remains your responsibility. Do not share confidential or sensitive information via this site.
User Content Rights
By submitting content, you grant arukvaronjian a license to use it as required to deliver services.
Privacy and Data Protection
Your privacy is important. We comply with the Privacy Policy available on our website. Please review it to understand your rights.
View Privacy PolicyDisclaimer Notice
All advice provided is general in nature and does not guarantee outcomes. Results may vary.
Important Disclaimer
Past performance does not guarantee future results. Consult a professional before acting on guidance.
Limitation of Liability
arukvaronjian is not liable for indirect, special, or consequential damages arising from use of the website or service.
Indemnification
Users agree to indemnify arukvaronjian against losses or claims related to misuse of the website or service.
Dispute Resolution Process
We aim to resolve disputes promptly through good faith negotiations.
Arbitration
Disputes may be submitted to binding arbitration under Australian law, in New South Wales.
Arbitration does not limit your statutory rights.
Online Dispute Resolution
You may use our contact form to initiate a dispute or request more information.
Contact support for ODRSeverability
If any part of these terms is invalid, remaining provisions remain effective.
Entire Agreement
These terms, along with our Privacy Policy and Disclaimer, form the entire agreement between you and arukvaronjian.
Applicable Law and Jurisdiction
These terms are governed by Australian law. Disputes will be resolved in the courts of New South Wales.
Termination
We may terminate or suspend your access for breach of these terms. You may cancel your subscription at any time as outlined in your agreement.
Modifications
arukvaronjian may update these terms at any time. Continued use constitutes acceptance of changes.
Contact for terms enquiries
For questions about these terms, please contact our support team.
Contact email: content@arukvaronjian.com
Support phone: +61.2.1040.2852
Office address: Suite 903 / 241 Adelaide Street, Brisbane, QLD 4000 Australia
Effective date: August 23, 2025
Version: 2.1